Cash Express – reviews and review of payday loans
Kapresko – belonging to the financial group Meratu bank – the largest company in Europe providing loans online or by phone, the Meratu Group is the first loan company in Poland which operates under the name of the bank, of course the bank is registered in Malta and the company is only a branch, so it does not have to meet all the requirements imposed on banks by the Polish Financial Supervision Authority. The company deals only with granting loans, does not accept any deposits. The Meratu Group operates in over 20 countries and, as the website boasts, has granted a loan to over 1.5 million customers. Unlike most loan companies based in the capital, Meratu Bank has its Polish headquarters in Wrocław.
Fast Loan at Express Money Reg
At Kapresko we will receive a loan of up to PLN 2,000, but the maximum amount of the first free loan is PLN 1,500. The Money Reg machine offers a free loan of up to PLN 1,500. The offer is available for a period of 15 or 30 days, with a 60-day payday we will bear the costs. The maximum loan amount we can apply for at the Money Reg is PLN 2,000, and we can apply for it after repayment of the first liability. We can borrow PLN 2,000 only for 60 days, and the repayment will be divided into two installments. In the loan from Meratu Bank, we can also count on regular offers of payday loans after paying off the first loan. All you need to get a loan is a cell phone number and ID card number, as well as 1 penny transfer from your own bank account. Super Cass reserves that at random during the payday process it may ask for an ID card scan. The money is paid back to the invoice sent to us by post. We can apply for further loans by sending an SMS, with the amount and our PESEL number. Customers from 21 to 70 years of age can take the instant-on loan. Kapresko cannot be a debtor in the National Debt Register and the ERIF database.
Costs of extending the repayment date
The Super Cass gives us the opportunity to extend the loan repayment date, but unfortunately we can only extend the loan for the period for which the loan was taken. If we are forced to extend the loan, we must pay the extension costs within a deadline of 5 days after the loan repayment date. The cost of extending a loan is as much as the interest on the loan amount. This means that when deciding on a loan of PLN 600 for a period of 15 days, we can only extend it for 15 days, and it will cost us PLN 150. We can extend the loans in the Cashier Express up to 2 times, in the case of a 60-day loan, the condition for extending the second 60-day loan installment is repayment of the first loan installment. Complete the application
Additional fees and late payment costs
|PLN 500||1000 zlotys||PLN 1,500||PLN 2,000|
|15 days||PLN 125||–||–||–|
|30 days||PLN 165||PLN 285||PLN 450||–|
|60 days||PLN 250||550 zlotys||PLN 800||PLN 1050|
If we exceed the payment deadline, we will have to pay penalty interest in the amount of four times the NBP lombard rate, which is currently 10%. We also have to take into account expenses related to requests for payment.
Take a free loan of PLN 1,500
Calls for payment
We can expect the first request for payment after 7 days, and it will cost us 30 zlotys. We will receive another reminder after 14 days, and its cost is 50 zlotys. We can expect further reminders after 25 and 35 days, and each will cost us PLN 50.
However, the Money Reg machine meets the needs of its customers who have problems paying their liabilities: if after receiving the first reminder, the parties agree on the Lending plan, no further reminder will be sent and no additional fees will be charged, provided that the Borrower does not default repayment of Loan installments resulting from the Repayment Plan.
Registration at the Money Reg Express Step by Step
The registration form at the checkout maker is very simple. We provide only the most basic data, and after verification the money lands on our account. Check in the Video below how easy it is to take a loan at the Money Reg and how simple the registration form is for products from the Meratu Group!