Apply for ongoing credit
A revolving credit is a loan where you can take out the money that has been repaid. This way you always have a reserve in hand should there be an urgent issue. How much you can borrow depends on your income and personal situation. In general, with this loan you must have a permanent or temporary job with sufficient spending scope and no negative BKR. A loan application is free of charge and can be done in a few steps.
Temporary job & WIA / WAO
Have you worked at the same employment agency for less than 78 weeks? Then you are in Phase A. You then have no temporary contract but a temporary employment clause. After 78 weeks of working at the same employer, you enter phase B. In this phase, you get a temporary employment contract. In Phase C, there is an employment contract for an indefinite period. People are then permanently employed by the employment agency or payroll intermediary. Employees with a temporary employment contract (Phase B / C) are eligible for a loan. People in the WIA / WAO who no longer have to undergo a re-examination can also submit an application. Permanent work is included for 100% as well as an irregularity allowance. A benefit and temporary work are included for 70% and overtime for 50%. Of course, one may not have a negative BKR listing when applying for a loan.
Credit from Loan Broker
– Minimum 25 years
– No negative BKR listing
– Permanent work
– Temporary contract (work in phase B / C)
Findio is part of CreditCole Consumer Finance Netherlands. This French bank is one of the largest private lenders worldwide. Nationale-Nederlanden (NN) is one of the largest financial service providers in the Netherlands. The group has more than 5 million customers. In addition to the insurance branch, the company also provides loans at a competitive interest rate. A revolving credit with NN is available from 2500 euros. The minimum age for a loan is 25 years and the maximum age is 65 years.
Borrow money without BKR
Every application for a revolving credit is assessed by the Credit Registration Office (BKR). If you have a negative listing or had it in the past 5 years, there is a good chance that you cannot take out credit. People who urgently need money to pay a bill, for example, may consider the possibility of taking out a mini-loan. Another possibility is the municipal credit bank that can also help people with a negative BKR listing..